Sixer of Corona beer increases $1.90 due to Trump import tax

Moving on emotionally after the Recession ends

THEY SHAMED US
May 26, 2011: When our house went under water, when we lost the equity in our home, we couldn’t sleep. We could never sleep again so long as we owned an underwater house. Like a functioning addict, we could never be truly happy until our house was gone.

The most important thing to remember when facing negative equity is that you are not alone and we are long past the point of needing to feel shame. Today’s economic environment and housing market are some of the worst in in world history and hardly a single individual cannot name someone they know going through financial stress. No matter how tough things are, your health should never be compromised due to a debt that is beyond your control. Here are some of the best things you can do to cope with the stress of a foreclosure:

Consult Proper Counsel
You need to shift your energy by learning about your options and your rights. Banks have no obligation to do anything for you but the right counsel can advise you of your rights and play a big role in helping you sleep at night.

It’s Not Your Fault
There is a lot of debate on this but there are dozens of reasons why you may be facing foreclosure and many of these reasons are beyond your control. From a mortgage you never understood to a forced move with an upside down mortgage, sometimes it’s just a matter of bad timing. While losing your house is a personal thing nobody else really cares about your personal situation so you need to take the steps to protect your own finances and provide for your family in the best way possible.

Think Long Term
If you are 50 percent upside down on your house do you really think you will ever have equity again? Why not consult with a lawyer and consider a strategic default or short sale weighing your options about having a home which may actually have future equity in it. Many consumers still think about how to simply pay next month’s mortgage instead of focusing on the big picture.

Reduce other Financial Stress
Most people who are going through a short sale are not doing so by choice which means you need to save money on all your bills. Shop around for savings on regular bills and use comparison shopping to find cheap car insurance, tips on how to save money and package deals on items such as cable and internet. If foreclosure was not planned then it’s important to get your financial house in order.

Talk about It
Financial stress can kill a marriage and your social life. When it comes to real estate a discussion about personal finances is not as taboo as it once was. Consumers simply have no love for banks anymore and defaulting on a mortgage is not this social scar you may think it is. Not only will talking about it help but you will be surprised how many people are actually going through the same situation and you may even learn some helpful advice.

Move On
Once you have weighed all the pros and cons of foreclosure let the system work and with the right counsel it will probably be quite some time before you have to call a moving company. Focus your energy on getting your finances back on track and leave the stress of dealing with un-cooperative banks to a lawyer.
There is no doubt that losing a home is a stressful process but there are many options a foreclosure attorney can assist you with to make life less stressful and reduce the economic impact to your family. Never feel like you are alone, odds are someone on your street is going through the same thing.

Recovery
Recovery involves rebuilding self-esteem. Regardless of whose fault you think it was, feelings of self- worth are at an all-time low. The many changes that have and are taking place force you to develop new areas of yourself quickly as a means of survival. Low self-worth–feeling inadequate and undesirable–can make it hard for you to function. But if you can face and rise to each challenge as it occurs, slowly but surely you will rebuild your sense of competence as a person and learn to trust that the person you are becoming can be relied on to come through.

Read More

County's complexity captures community concern

January 19, 2017 womens-march-orange-county

Americans are awaiting the most wonderful shake-up, concurrently with chaos and ruin.

Surveys show that business confidence has soared. A boom in domestic spending should follow which, combined with investment in infrastructure and a programme of deregulation, will lift the economy and boost wages. Coincidently, Mexicans feel uncertain. Their prosperity and goodwill matter greatly to Southern California. They are protesting en las calles their own president coexisting  with blame against America for rising gasoline and water prices.

Many American women remain worried that there will be a new age of sexism and misogyny. Contemporaneously, many women believe progressive policies are largely hidden from view and disguised under the banner of “women” and support America’s new direction.

Elites claim the world is enjoying an unprecedented level of wealth, comparitively, many people feel that is not working for them and backlashed against globalisation, liberalism, and free trade.

Stress soars 39% among some Americans who fear the future, by contrast, a mere 4 percent report extra stress caused by the future. To the contrary, 31 percent in this group say the hope of the future decreased their usual stress.

 

 

 

Read More

County’s complexity captures community concern

January 19, 2017 womens-march-orange-county

Americans are awaiting the most wonderful shake-up, concurrently with chaos and ruin.

Surveys show that business confidence has soared. A boom in domestic spending should follow which, combined with investment in infrastructure and a programme of deregulation, will lift the economy and boost wages. Coincidently, Mexicans feel uncertain. Their prosperity and goodwill matter greatly to Southern California. They are protesting en las calles their own president coexisting  with blame against America for rising gasoline and water prices.

Many American women remain worried that there will be a new age of sexism and misogyny. Contemporaneously, many women believe progressive policies are largely hidden from view and disguised under the banner of “women” and support America’s new direction.

Elites claim the world is enjoying an unprecedented level of wealth, comparitively, many people feel that is not working for them and backlashed against globalisation, liberalism, and free trade.

Stress soars 39% among some Americans who fear the future, by contrast, a mere 4 percent report extra stress caused by the future. To the contrary, 31 percent in this group say the hope of the future decreased their usual stress.

 

 

 

Read More

World Social and Economic Trends 2015

World Trends 2015A new report from the World Economic Forum ranks the 10 most important global trends, based on a poll of 1,592 leaders from academia, business, government, and non-profits.

Here are some data points that compare and contrast the public’s views around the world with the trends identified by the experts.

1. Rising societal tensions in the Middle East and North Africa – People in this region were mostly dissatisfied with their country direction, according to the Pew Research Center’s survey of people across the globe this year. This includes particular disappointment in Lebanon (88% dissatisfied), the Palestinian territories (87%) and Tunisia (81%).

2.  Widening income disparities  – One of the most striking findings from our recent survey of general publics across the globe was the degree to which people see the gap between rich and poor as a major challenge. In 31 of 39 nations, half or more of those polled said inequality is avery big problem in their country.

3. Persistent structural unemployment – The spring survey found that two-thirds or more in most countries say a lack of employment opportunities is a very big problem. When asked which of the four issues – inflation, unemployment, inequality or debt – the government should address first, 22 of the 39 publics surveyed said jobs.

4. Intensifying cyber threats – U.S. policy experts were very concerned about the threat of cyber-attacks from China, according to our survey last year. However, while the World Economic Forum survey identified cyber threats as a top concern, 47% of experts admitted they have limited knowledge of the problem.

5. Inaction on climate change – A median of 54% or more of people surveyed in Canada, Europe, the Asia Pacific, Latin America and Africa saw global warming as a major threat to their countries, according to our global survey. However, only 40% of Americans and a median of 42% in the Middle East region regarded global climate change as a major concern.

6. Diminishing confidence in economic policies – In our polls conducted across the globe, people voiced widespread concerns about economic conditions in their countries. Indeed, attitudes were particularly grim in European countries, such as France (only 9% said good), 4% said the same in Spain, 3% in Italy and just 1% in Greece. Nevertheless, in emerging markets such as China, 88% of the people said their economy was doing well.

7.  A lack of values in leadership – Between 2007 and 2012, confidence in Organization for Economic Co-operation and Development (OECD) national governments declined from 45% to 40% on average, making it difficult for national authorities to mobilize support for necessary reforms, according to a recent report by the OECD. In the U.S., public trust in government has fallen substantially since 1958 and is near an all-time low.

8.   The expanding middle class in Asia – More than any other region, Asians are hopeful about the economic prospects for the next generation. In contrast to Asia’s relatively positive outlook, majorities in the United States, Canada, and throughout Western Europe believe the economic future will be worse for the next generation.

9.  The growing importance of megacities – Life is increasingly lived in the world’s urban centers. According to the United Nations Population Division, more than half of the world’s population lives in urban areas. However, not all of the world’s regions are equally urban. Africa, for example, is predicted to reach 50 percent urbanization by 2035.

10. The rapid spread of misinformation online – One-third (30%) of the world’s youth have been active online for at least five years, according to the International Telecommunication Union. Social networking has also spread around the world. In 19 of 21 countries, about three-in-ten or more of those polled use sites such as Facebook, according to our survey last year.

Read More