Sixer of Corona beer increases $1.90 due to Trump import tax

Moving on emotionally after the Recession ends

THEY SHAMED US
May 26, 2011: When our house went under water, when we lost the equity in our home, we couldn’t sleep. We could never sleep again so long as we owned an underwater house. Like a functioning addict, we could never be truly happy until our house was gone.

The most important thing to remember when facing negative equity is that you are not alone and we are long past the point of needing to feel shame. Today’s economic environment and housing market are some of the worst in in world history and hardly a single individual cannot name someone they know going through financial stress. No matter how tough things are, your health should never be compromised due to a debt that is beyond your control. Here are some of the best things you can do to cope with the stress of a foreclosure:

Consult Proper Counsel
You need to shift your energy by learning about your options and your rights. Banks have no obligation to do anything for you but the right counsel can advise you of your rights and play a big role in helping you sleep at night.

It’s Not Your Fault
There is a lot of debate on this but there are dozens of reasons why you may be facing foreclosure and many of these reasons are beyond your control. From a mortgage you never understood to a forced move with an upside down mortgage, sometimes it’s just a matter of bad timing. While losing your house is a personal thing nobody else really cares about your personal situation so you need to take the steps to protect your own finances and provide for your family in the best way possible.

Think Long Term
If you are 50 percent upside down on your house do you really think you will ever have equity again? Why not consult with a lawyer and consider a strategic default or short sale weighing your options about having a home which may actually have future equity in it. Many consumers still think about how to simply pay next month’s mortgage instead of focusing on the big picture.

Reduce other Financial Stress
Most people who are going through a short sale are not doing so by choice which means you need to save money on all your bills. Shop around for savings on regular bills and use comparison shopping to find cheap car insurance, tips on how to save money and package deals on items such as cable and internet. If foreclosure was not planned then it’s important to get your financial house in order.

Talk about It
Financial stress can kill a marriage and your social life. When it comes to real estate a discussion about personal finances is not as taboo as it once was. Consumers simply have no love for banks anymore and defaulting on a mortgage is not this social scar you may think it is. Not only will talking about it help but you will be surprised how many people are actually going through the same situation and you may even learn some helpful advice.

Move On
Once you have weighed all the pros and cons of foreclosure let the system work and with the right counsel it will probably be quite some time before you have to call a moving company. Focus your energy on getting your finances back on track and leave the stress of dealing with un-cooperative banks to a lawyer.
There is no doubt that losing a home is a stressful process but there are many options a foreclosure attorney can assist you with to make life less stressful and reduce the economic impact to your family. Never feel like you are alone, odds are someone on your street is going through the same thing.

Recovery
Recovery involves rebuilding self-esteem. Regardless of whose fault you think it was, feelings of self- worth are at an all-time low. The many changes that have and are taking place force you to develop new areas of yourself quickly as a means of survival. Low self-worth–feeling inadequate and undesirable–can make it hard for you to function. But if you can face and rise to each challenge as it occurs, slowly but surely you will rebuild your sense of competence as a person and learn to trust that the person you are becoming can be relied on to come through.

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County’s complexity captures community concern

January 19, 2017 womens-march-orange-county

Americans are awaiting the most wonderful shake-up, concurrently with chaos and ruin.

Surveys show that business confidence has soared. A boom in domestic spending should follow which, combined with investment in infrastructure and a programme of deregulation, will lift the economy and boost wages. Coincidently, Mexicans feel uncertain. Their prosperity and goodwill matter greatly to Southern California. They are protesting en las calles their own president coexisting  with blame against America for rising gasoline and water prices.

Many American women remain worried that there will be a new age of sexism and misogyny. Contemporaneously, many women believe progressive policies are largely hidden from view and disguised under the banner of “women” and support America’s new direction.

Elites claim the world is enjoying an unprecedented level of wealth, comparitively, many people feel that is not working for them and backlashed against globalisation, liberalism, and free trade.

Stress soars 39% among some Americans who fear the future, by contrast, a mere 4 percent report extra stress caused by the future. To the contrary, 31 percent in this group say the hope of the future decreased their usual stress.

 

 

 

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County's complexity captures community concern

January 19, 2017 womens-march-orange-county

Americans are awaiting the most wonderful shake-up, concurrently with chaos and ruin.

Surveys show that business confidence has soared. A boom in domestic spending should follow which, combined with investment in infrastructure and a programme of deregulation, will lift the economy and boost wages. Coincidently, Mexicans feel uncertain. Their prosperity and goodwill matter greatly to Southern California. They are protesting en las calles their own president coexisting  with blame against America for rising gasoline and water prices.

Many American women remain worried that there will be a new age of sexism and misogyny. Contemporaneously, many women believe progressive policies are largely hidden from view and disguised under the banner of “women” and support America’s new direction.

Elites claim the world is enjoying an unprecedented level of wealth, comparitively, many people feel that is not working for them and backlashed against globalisation, liberalism, and free trade.

Stress soars 39% among some Americans who fear the future, by contrast, a mere 4 percent report extra stress caused by the future. To the contrary, 31 percent in this group say the hope of the future decreased their usual stress.

 

 

 

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MILLENNIAL MOMS HAVE LOTS OF BABIES

melanie-martinez

Some 1.3 million Millennial women gave birth for the first time in 2015, according to recently released data from the National Center for Health Statistics, raising the total number of U.S. women in this generation who have become mothers to more than 16 million.

While they now account for the vast majority of annual U.S. births, Millennial women are waiting longer to become parents than prior generations did. Among Millennial women ages 18 to 33 in 2014, for instance, 42% were moms. But when women from Generation X – those born between 1965 and 1980 – were in the same age range, 49% were already moms, according to a Pew Research Center analysis of the Census Bureau’s Current Population Survey data. (The rising age at first birth is hardly limited to the Millennial generation. It has been a trend since at least 1970. Many factors may contribute, including a shift away from marriage, increasing educational attainment and the movement of women into the labor force.)

Meanwhile, the millions of Millennials who have entered into parenthood are notably confident in their parenting abilities.

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Government charges higher fees for everyday services

Pay as you go

GETTING divorced? If so, you are increasingly likely to receive a bill from the government. As cash-strapped America tries to balance their books without raising unpopular taxes, it are charging higher fees for everyday services. American cities tap their residents for around a quarter more in such charges than they did at the turn of the century. Half the countries in the EU have increased health-care charges since the financial crisis. In Britain, where a severe fiscal squeeze is under way, new fees are popping up in unexpected places, from the criminal courts to municipal pest-control agencies states The Economist

Pay-as-you-go government has advantages. Charging for services helps allocate resources efficiently, deterring overconsumption, just as parking meters stop people hogging spaces. And far from being uniformly regressive, fees can be fairer than general taxation. Selling water by the litre, as Ireland controversially began to do in January, means frugal users pay less than those whose taps gush. Tuition fees reduce the subsidies paid to students by those who never enjoyed the benefit of university. Some of the biggest consumers of free or subsidised services are the middle classes, who ought to pay.

But the recent spread of fees has less to do with economics than with political expediency. Politicians have seized on charges as an easy way of raising money, and have inflated some fees until they bear little relation to the cost of the service supposedly being purchased. Too often the result is a regressive, economically distorting swindle.

The root of the problem is an inability to raise money by more transparent means—that is to say, taxation. A system in which the public finances are topped up by milking those unfortunate enough to need services over which the government has a monopoly is not responsible, it is a scam.

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